Mortgage fraud lawyers may be hired for representation for a variety of real estate-associated frauds. These mortgage frauds occur when any false information is included, or when specific, pertinent information is not disclosed in the mortgage application. Because the loan application process is set up to ensure that the financial arrangements within the terms of the loan will and can be followed through by the loaner and the loanee, accurate and complete information is necessary to decision making by all parties involved. Mortgage fraud can occur when there are undisclosed amounts of money are exchanged, or undisclosed deals are made between the parties. It can also occur when employment information, occupancy status, purchase price, and deposit or down payment amount are innacurately reported. In such cases, a mortgage fraud lawyer can be hired to represent the innocent party. It is the lawyer’s job to decide which type of fraud occured and what actions should be taken.